Knox earns referral fees if you sign up with our partners. We surface non-affiliate alternatives above when they're materially better for you. How Knox makes money.
Closed alpha · NY + one additional state at launch

Let's find your first $500.

One high-impact money move a week. Knox scans your full financial picture, surfaces the single change that matters most, and walks you through making it happen.

No spam, everFree tier launching Q3

Closed alpha is available to residents of New York and Jay's home state only. We'll add more states once our state-by-state legal review is complete. Out-of-state signups go on the waitlist for general launch.

1
Move per week
2 min
Per money move
12,000+
Banks supported
$0
Subscription on free
How it works

Three taps to your first move.

We're not another budgeting app. No charts to interpret, no spreadsheets to maintain. Just one specific, dollar-quantified action a week.

01 — CONNECT

Link your accounts

One Plaid connection covers checking, savings, credit cards, brokerage, and 401(k). 256-bit encrypted, read-only access. We can never move a dollar.

02 — ANALYZE

We find what's leaking money

Subscriptions you forgot, savings sitting at 0.01% APY, credit card balances on the wrong card, missed 401(k) match. We rank every leak by dollar impact.

03 — ACT
+$598/yr+$1,740

You decide. You act.

Knox shows you the exact dollar impact, the source account, the destination, and the step-by-step. You sign up with the partner (or skip them — we surface non-affiliate options when they're a better fit) and confirm on their site. Knox never moves money for you.

Preview mode

See what Knox finds.

Pick a profile below. We'll run Knox against their (fake but realistic) financial picture and surface the top 3 money moves — exactly the way you'd see them on day one. No signup, no Plaid yet.

knox.money / preview
Live demo
Sample profiles
✓ Scanned 7 accounts90 days analyzed3 moves surfaced
1
Move idle cash to a 4.85% HYSA
Chase Savings → Marcus2 min · 1 form
+$598
/yr
Knox's reasoning

$12,000 has been sitting in your Chase Savings at 0.01% APY for 14 months. Marcus by Goldman Sachs currently pays 4.85% APY — that's 485× the interest on the same dollars, FDIC-insured, no minimum.

Today
$1.20/yr
After move
$582/yr
Confidence
99% · Tier-1 bank
Walk me through it
2
Cancel 4 overlapping subscriptions
$145/mo recovered14 subs reviewed
+$1,740
/yr
Knox's reasoning

You're paying for Hulu twice ($17.99 standalone + bundled in your Disney+), an unused Audible subscription (last used 8 months ago), and a duplicate iCloud 200GB plan that overlaps with your Google One.

Hulu (dup)
$17.99/mo
Audible
$14.95/mo
iCloud (dup)
$2.99/mo
Walk me through it
3
Use the right card at the grocery store
Whole Foods · Trader Joe’sPick one, set it as default
+$420
/yr
Knox's reasoning

You spend ~$10,500/yr on groceries using your Discover IT (1% back). Your Amex Gold earns 4× points at supermarkets on the same spend — Knox shows you the math; you set Amex Gold as your grocery default.

Today
$105/yr
If you switch
$525/yr
Annual fee
Already paid
Walk me through it
This is fake data.Knox runs the same engine on your real accounts in 60 seconds — read-only, encrypted via Plaid.Join the waitlist →
Real moves we surface

Quantified moves. Not generic advice.

Every recommendation comes with the exact dollar amount, the source account, the destination, and the steps. Here's a sampling of what we've surfaced for users on the waitlist.

High impact2-tap
+$598/yr

Move savings to a 4.85% HYSA

Your Chase Savings is sitting at 0.01% APY. Move $12,000 to Marcus and earn 485× more interest on the same dollars.

C
Chase → MarcusFDIC-insured
Recurring10-min audit
+$1,740/yr

Cancel 4 overlapping subscriptions

You're paying for Hulu twice (bundled with Disney+ and standalone), an unused Audible account, and a duplicate cloud-storage plan.

14 subs reviewed$145/mo recovered
Match window5-min
+$2,400/yr

Claim your full 401(k) match

You contribute 2%, but your employer matches up to 4%. Bumping to 4% costs $200/mo and earns you $200/mo in free money.

Acme Co. 401(k)Free money on the table
RenewalAuto-quote
+$340/yr

Switch auto insurance at renewal

Your Geico policy renews in 18 days. We pulled three quotes — Progressive offers identical coverage for $28/mo less.

Geico → ProgressiveSame coverage
Refi15-min
+$1,280/yr

Refinance student loans

Your federal loans are at 5.1%. SoFi pre-qualified you at 3.9% based on your credit profile and on-time payment history.

5.1% → 3.9%$23k principal
Card choiceSet default
+$420/yr

Use the right card for groceries

You're using a 1% cashback card at Whole Foods. Your Amex Gold earns 4× on groceries — Knox shows you the math; you set Amex Gold as your grocery default.

1% → 4× back$10,500/yr in groceries

Your first move is waiting.

Join the waitlist. We'll text you the day your account is ready.

Closed alpha is available to residents of New York and Jay's home state only — out-of-state signups go on the waitlist for general launch.